Paypal Check Your Account At — Your Card Issuer Before Retrying This Card Better
Ask them to manually clear the block and whitelist PayPal for future purchases. 2. Verify Your Billing Information
Instead, the error suggests you need to resolve a discrepancy between your bank and PayPal first. Common Reasons for This PayPal Error
| If you see this error... | Do this... | | :--- | :--- | | "Check your account at your card issuer" | Call your bank’s fraud department. | | "Before retrying this card" | Do not keep clicking retry. Wait 30 min. | | Still failing? | Remove the card, wait an hour, re-add it. |
If the card continues to fail despite the bank saying it is fine, try setting up a bank transfer (ACH) as a funding source instead of a debit/credit card, as these are less likely to trigger security blocks. 4. Remove and Re-add the Card Ask them to manually clear the block and
Ensure you have enough available balance and that you haven't hit a daily transaction limit.
Ironically, PayPal is often blocked by banks by default .
For further account security reviews, check the official PayPal Support Guide on Declined Payments. Is the merchant located ? Have you successfully used this card on PayPal before ? Common Reasons for This PayPal Error | If
When this error appears, the restriction originates from your bank or card issuer, not from PayPal's internal servers. Card issuers use automated fraud-detection systems that flag transactions based on specific risk factors. 1. Triggered Fraud and Security Alerts
When PayPal displays the instruction to “check your account at your card issuer before retrying this card,” it is not guessing. PayPal has already attempted to communicate with your bank (the card issuer) and received a specific decline code. However, for security and compliance reasons, PayPal does not always share the exact reason. Instead, it passes the buck (rightfully) to the card issuer.
Add a different debit card or credit card to your PayPal Wallet. | | "Before retrying this card" | Do not keep clicking retry
The fastest resolution is to call the customer service phone number printed on the back of your credit or debit card.
If you want to look into other payment alternatives or need help updating your wallet, please let me know: Which are you currently using? Are you trying to make an international purchase ? Is this happening on a mobile device or a desktop browser ?